You can learn more about how your drugs are covered by reading lists called formularies. These lists have tiers that will help you see if there are drugs you can take that will cost you less. Tier 3 drugs cost more than Tier 2 and Tier 1 drugs.
These drug lists also show what rules may apply to your drugs. Some of these rules may include having your doctor call Blue Cross first before ordering a drug; getting a certain amount of a drug at one time; or trying other drugs first before your plan will cover a drug.
First, check your plan booklet to see how many drug tiers your plan has then go to:
- Click Prescription Drug Lists
- Choose the 2016 Drug Formulary for your plan
- Look up your drug in the index to find what page it is on in the formulary
If you have questions, call the Pharmacy number on your member ID card.