Talk to your doctor about a drug before you fill it

Many people stop taking drugs because they cost too much, didn’t seem to work or had ugly side effects. If you stop taking a drug, your health problem may get worse and wind up costing you more later. You can save yourself from going down this path by asking your doctor a few easy questions:

About your coverage

  • Is the drug covered?
  • Why do I need this drug?
  • Will a generic work for me?
  • Do I need to try a generic or other drug first?
  • Is there an over-the-counter option?

About the drug

  • Are there any side effects?
  • How often should I take the drug?
  • For how long will I be taking the drug?
  • Must I avoid certain foods, drinks or other things while I’m taking the drug?
  • What should I do if I forget to take a dose?
  • How will the drug interact with other drugs I’m already taking?
  • Do I need to wait for approval?

 

Talking to your doctor about the drugs he or she orders is important. You’ll feel more comfortable taking a drug that best treats your health problem and have fewer surprises at the pharmacy.

 

Find out about Blue Cross covered drugs here

Find out about Humana covered drugs here

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5 tips for your first doctor visit

If you’re new to insurance or haven’t been to the doctor in a long time, here are some tips to help your visit go smoothly from check-in to claim:

  1. Get there early. Plan to get there early to fill out any forms. Tell the doctor’s office that this is your first visit.
  2. Bring your ID card. Show the front desk your new member ID card and use it to fill out any forms.
  3. Ask questions. Bring any questions you have so you won’t forget to ask them. Write down the answers and tips your doctor says to try, too.
  4. Know what you have to pay at the visit. Check your plan to see if you have a deductible, copay or coinsurance. If so, you will need to be ready to pay the doctor’s office.
  5. Check your EOB. After your visit, you will get an Explanation of Benefits (EOB) form that will tell you what your plan paid for your visit and what you may owe for any other care like tests or lab work your doctor asked you to have.

Continue reading “5 tips for your first doctor visit”

Humana & Blue Cross digital doctor visits

TELEMEDICINE

Group employees can talk to a telemedicine doctor for $40 or less

Based on the medical plan, the copayment or retail clinic benefit cost for your employees may be less. A trip to the emergency room or urgent care can be costly – especially for minor injuries or illnesses.

But with telemedicine, your employees can quickly connect by video and see a board-certified doctor using a smartphone, tablet or computer. Whether it’s an after-hours consultation or during travels, Humana’s telemedicine benefit is access to care that is easy, convenient and more affordable for your employees to get the right type of care to stay healthy.

What is telemedicine?

Humana’s two pillars of telemedicine are eVisits and Remote Monitoring with a primary focus on expanding access and delivering integrated care to our members where and when they need it.

eVisits allow real-time secure video to enable doctor visits for certain, non-emergency care; think of an eVisit like secure Skype™ or Facetime™ session.

Telemedicine is a video on-demand, 24-hour service to access care from board-certified physicians

  • Video visit with a physician from one of Doctor On Demand’s U.S. board-certified doctors
  • Immediately video visit with a doctor 24 hours a day, 7 days a week from any location
  • Members can share notes from their telemedicine visit with their primary care doctor
  • If medically necessary, a Doctor On Demand can send a prescription to a preferred pharmacy

What can be treated by telemedicine?

Telemedicine should be considered when a primary care doctor is unavailable, after-hours or on holidays for non-emergency needs. Doctor On Demand physicians can treat ailments, such as:

  • Colds, sore throat and flu symptoms
  • Upper respiratory infections
  • Allergies and sinus infections
  • Ear and eye problems
  • Skin conditions

This service is not for emergency situations such as chest pain, abdominal pain or shortness of breath.

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TELEMEDICINE-2

 

 

 

Individual and employees can talk to a telehealth doctors online.

Blue Cross members are able to access telehealth services in their quests for affordable and convenient quality medical care. LiveHealth Online has saved Blue Cross members between two and three hours of time from traditional office visits, giving them more time for work, friends, family, or whatever things that they like best.  With telehealth apps like LiveHealth Online, getting hold of a doctor is now easier than ever. Whether you are a college student, young professional, a family, or an empty nester who likes to travel, we can all appreciate products that make life easier.

Sign up for LiveHealth Online and have a face-to-face conversation on your computer or mobile device. Download the app or sign up online today.

Sometimes you just need a doctor. And thanks to the Internet, you can connect to one anytime, anywhere – whether it’s the middle of the night or the middle of a road trip.

Select a doctor, and he or she can answer questions, assess your condition and even provide a prescription* if needed.

Log in and you’ll see a list of doctors available and ready to talk 24 hours a day, 7 days a week just in case something happens.

*Prescription availability is defined by physician judgment and state regulations.

Apple LiveHealth Online download

Android LiveHealth Online download

 

telemedcine

Continue reading “Humana & Blue Cross digital doctor visits”

New year, new plan

 

NEW YEAR-2

If you have a new plan this year here are some things we want to remind you about:

1. Ifnoun_225916_cc your member number has changed you NEED to reset your automatic bank draft

If you have a plan with Blue Cross you you can download the PDF below, fill out your information and send it to us WITH A VOIDED CHECK and we will take care of reseting your bank draft for you.

Bank Draft Authorization

noun_18428_cc2. Stay in your network

Before you go to the doctor, visit these online directories to make sure you’re staying in network.

Blue Cross Directory

Humana Directory

Vantage Directory

United Health Care Directory

noun_1188_cc3. Pick a primary care doctor

If you have an HMO plan, you should choose a primary care doctor. A general practice, family practice, internal medicine doctor or pediatrician will handle most of your family’s healthcare needs.