How to avoid the flu

You can avoid the flu this season by taking 1 simple step: Get a flu shot.

Some people think that getting a flu shot is too much trouble, costs too much or will make them sick or more likely to catch the flu or even colds.

The flu is caused by 1 of several strains of flu viruses (type A or B) that infect the nose, throat, and lungs. The flu makes life miserable for a week or 2 for many people — and deadly for some. Flu season can begin as early as October and peak anywhere from late December to early April, according to the CDC.

Here are the facts

Your best defense against the flu is to get the flu shot. Depending on your age, you can do that in 1 of 2 ways:

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5 tips for your first doctor visit

If you’re new to insurance or haven’t been to the doctor in a long time, here are some tips to help your visit go smoothly from check-in to claim:

  1. Get there early. Plan to get there early to fill out any forms. Tell the doctor’s office that this is your first visit.
  2. Bring your ID card. Show the front desk your new member ID card and use it to fill out any forms.
  3. Ask questions. Bring any questions you have so you won’t forget to ask them. Write down the answers and tips your doctor says to try, too.
  4. Know what you have to pay at the visit. Check your plan to see if you have a deductible, copay or coinsurance. If so, you will need to be ready to pay the doctor’s office.
  5. Check your EOB. After your visit, you will get an Explanation of Benefits (EOB) form that will tell you what your plan paid for your visit and what you may owe for any other care like tests or lab work your doctor asked you to have.

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Bringing in the new year

Open enrollment will end Jan. 31, 2016. If you would like to change your plan, call our offices to discuss a plan that meets your needs and your budget. We want help you choose the right plan for you!

New Year'sEve party

If you don’t enroll in a  2016 health plan by Jan. 31 2016, you can’t enroll in a plan for 2016 unless you qualify for a Special Enrollment Period.

You may qualify for a Special Enrollment Period if you have:

  • Had a baby and/or adopted a baby
  • Married/divorced
  • Changed jobs
  • Lost previous employer group coverage
  • Lost dependent status
  • Recently moved to a different state
  • Had a change of immigration status

Humana dental digital member ID cards

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Humana Dental commercial group members now have the convenience of a digital member ID card.

Why is a digital card better than a paper card? Here are a few reasons:

  1. By accessing a digital ID card, members don’t have to keep the paper version in their wallet anymore
  2. Online means up-to-date. As soon as an account with Humana Dental is updated, the digital ID card is updated
  3. Members can email or fax a copy of the card to a provider
  4. Members can print copies to give to providers
  5. A digital ID is environment- friendly by reducing the production of a plastic products

How to access the card?

All members: To access a PDF or print or email a Humana Dental ID card, sign in to MyHumana. Once signed in to MyHumana, access the digital card from the Access ID Card link. If the member is not registered with a password and user ID yet, it’s simple to follow the steps to set this up from Humana.com

Smartphone users: Is a smartphone user, members can view or fax an ID card from the MyHumana mobile app. To search for the app, visit an app store and search by typing “MyHumana.” Once you launch the app and securely sign in, a Humana Dental ID card will appear on the phone under the tooth icon.

Still want a card?

You can still get a physical card. Here’s how:

  1. Members can go to MyHumana and locate the card from the Access ID Card link and print directly from the site.
  2. The Benefit Administrator can print the card via Employer Portal.

What if a member can’t locate the card or find the app?

Contact Humana via MyHumana secure email or through their toll-free number, 1-800-233-4013.

Humana & Blue Cross digital doctor visits

TELEMEDICINE

Group employees can talk to a telemedicine doctor for $40 or less

Based on the medical plan, the copayment or retail clinic benefit cost for your employees may be less. A trip to the emergency room or urgent care can be costly – especially for minor injuries or illnesses.

But with telemedicine, your employees can quickly connect by video and see a board-certified doctor using a smartphone, tablet or computer. Whether it’s an after-hours consultation or during travels, Humana’s telemedicine benefit is access to care that is easy, convenient and more affordable for your employees to get the right type of care to stay healthy.

What is telemedicine?

Humana’s two pillars of telemedicine are eVisits and Remote Monitoring with a primary focus on expanding access and delivering integrated care to our members where and when they need it.

eVisits allow real-time secure video to enable doctor visits for certain, non-emergency care; think of an eVisit like secure Skype™ or Facetime™ session.

Telemedicine is a video on-demand, 24-hour service to access care from board-certified physicians

  • Video visit with a physician from one of Doctor On Demand’s U.S. board-certified doctors
  • Immediately video visit with a doctor 24 hours a day, 7 days a week from any location
  • Members can share notes from their telemedicine visit with their primary care doctor
  • If medically necessary, a Doctor On Demand can send a prescription to a preferred pharmacy

What can be treated by telemedicine?

Telemedicine should be considered when a primary care doctor is unavailable, after-hours or on holidays for non-emergency needs. Doctor On Demand physicians can treat ailments, such as:

  • Colds, sore throat and flu symptoms
  • Upper respiratory infections
  • Allergies and sinus infections
  • Ear and eye problems
  • Skin conditions

This service is not for emergency situations such as chest pain, abdominal pain or shortness of breath.

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TELEMEDICINE-2

 

 

 

Individual and employees can talk to a telehealth doctors online.

Blue Cross members are able to access telehealth services in their quests for affordable and convenient quality medical care. LiveHealth Online has saved Blue Cross members between two and three hours of time from traditional office visits, giving them more time for work, friends, family, or whatever things that they like best.  With telehealth apps like LiveHealth Online, getting hold of a doctor is now easier than ever. Whether you are a college student, young professional, a family, or an empty nester who likes to travel, we can all appreciate products that make life easier.

Sign up for LiveHealth Online and have a face-to-face conversation on your computer or mobile device. Download the app or sign up online today.

Sometimes you just need a doctor. And thanks to the Internet, you can connect to one anytime, anywhere – whether it’s the middle of the night or the middle of a road trip.

Select a doctor, and he or she can answer questions, assess your condition and even provide a prescription* if needed.

Log in and you’ll see a list of doctors available and ready to talk 24 hours a day, 7 days a week just in case something happens.

*Prescription availability is defined by physician judgment and state regulations.

Apple LiveHealth Online download

Android LiveHealth Online download

 

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Continue reading “Humana & Blue Cross digital doctor visits”

Dec. 15 deadline extended!

Twitter Deadline

The Individual open enrollment deadline has been extended to December 17th at 11:59 PM PST due to consumer demand.

That means you have more time to get coverage that starts on January 1st. We have two more days to get you enrolled!

You must select a plan by December 17th for coverage starting January 1st.

Don’t want to wait on hold? Call our office today. We are here to help at NO COST to you.

(225) 622-6554

trish@insurancelady.com

www.insurancelady.com

If you’ve already completed your enrollment for 2016 coverage, you’re all set and can ignore this message.